There are a great number of benefits to taking control of your superannuation through a Self Managed Superannuation Fund (SMSF). Those with a SMSF generally enjoy the following advantages:

Control

The SMSF's assets are totally under the control of the Trustees. The SMSF Trustees are responsible for all decision making regarding where to invest the SMSF's assets, whether it is an investment property, equities, a Managed Fund or term deposit. All control lies in the hands of the Trustees whose money it actually is.

Low Tax

A SMSF has one of the lowest rates of tax of any entity in Australia at 15%. The great thing is that the SMSF tax rate may be further reduced by offsetting other tax credits. SMSF's are allowed to control the timing regarding of disposal of assets. Therefore if a SMSF acquires an asset today and it appreciates by xxx% by the time its members retire it can be rolled over to an allocated or complying pension fund and there will be 0% tax paid on the realised capital gain of the asset in question.

Free set-up

Superannuation Warehouse provides a free set-up service to make it easy for you to start a SMSF. We even tell you how to do it all yourself. Pure DIY SMSF.

Low Fees

A SMSF with Superannuation Warehouse provides an extremely competitive fixed-fee structure with certainty on the costs to operate your Fund.

Asset Protection

In the unfortunate event of bankruptcy, assets belonging to SMSF members are generally protected from creditors.

Retirement Income Control

A SMSF provides the highest level of flexibility and control over the distribution of benefits in retirement, whether you wish to take your superannuation benefits in one lump sum, continue to invest or receive it as a pension. It is up to you.

Pool Together Family Members' Superannuation

One of the great benefits of a SMSF is that there may be up to four members in one family that can create a SMSF. If a husband and wife and their two grown children wished to pool together their superannuation and buy an investment property, a SMSF makes this possible.